Superannuation is an important part of planning for your financial future, so it’s vital you get the right advice.

Our advisers can talk to you about how to get the most out of your superannuation whether you’re in a traditional superannuation fund or a Self Managed Superannuation Fund.

Self Managed Superannuation Funds (SMSF)

Some people prefer to have more control over their superannuation and how it’s invested than ordinary superannuation funds allow. SMSFs have many benefits, you can choose the individual type and style of investments that meet your needs, you have ownership of the fund’s underlying assets and complete control over its tax management.

Although the ‘do-it-yourself’ approach can be very beneficial, getting the right support and advice is essential. Our market-leading independent asset consultant service is perfect for SMSF operations. We have the expertise to help you manage your own shares portfolio and select the right investments for you.

Basic SMSF structure


  • have less than 5 members
  • make each individual fund trustee a fund member
  • ensure no member is an employee of another member (unless related)
  • can be a corporate entity
  • ensure no fund trustee receives payment for services as a trustee
  • must be registered with, reports to and is regulated by the Australian Taxation Office (ATO)

If you would like more information about SMSFs and our independent asset consultant service contact a Spectrum Wealth adviser.